5-Year Fixed/Closed "QUICK CLOSE"

If your property is closing within 45 days, you may want to opt for the lower "QUICKCLOSE" rate. Please review the rate guidelines provided below:

  • New business only
  • No stated income
  • No pre-approval
  • Amortization 16-35 years available
  • Loan to Value (LTV): 95% Maximum
  • Prepayment Privilege: 20% / 20%
  • Minimum Beacon Score: 600
  • Minimum $50,000 mortgage amount
  • Default Insurance Providers: CMHC, Genworth Financial & Canada Guarantee
  • Refinancing available
  • Owner Occupied & Second Home Only
  • Payment frequency: weekly, bi-weekly, monthly
  • Portable/assumable upon qualification

Be sure to check the box “I’m interested in the QUICK CLOSE rate” when completing the online application. Once you apply, you will receive by email a list of required documents that you must provide in full before your application will be submitted to the lender for the QUICK CLOSE rate.

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*Rates shown available O.A.C. as at August 25, 2010. The 1 yr Variable/Closed rate is Prime - 0.90% = 1.85%, 3 yr Variable/Closed rate is Prime - 0.89% = 1.86%, and 5 yr Variable/Closed rate is Prime - 0.80% = 1.95%. All variable rates based on the current Prime rate of 2.75%. Rates are calculated semi-annually and not in advance. Terms and conditions apply. BC & ON only. Mortgages processed by Finder Financial Services Ltd. FSCO# 10245. Property must be closing within 45 days to be eligible for the Quick Close rate. Certain rates are applicable to purchases only. Available only to members who purchase a home through a Sutton agent registered with the Sutton Member Program (SMP) except for refinance in which case the individual must be referred by a realtor member of SMP. Applicable mortgages only and subject to Finder Financial Services Ltd. lending criteria for residential properties. Finder Financial Services Ltd. reserves the right to discontinue this offer at any time.