Category Archives: Mortgage Tips

Trade-off: Rising Mortgage Rates and Falling Home Prices

Theresa’s Soap Box – Trade-off: Rising Mortgage Rates and Falling Home Prices Today we are going to discuss the trade-off between rising mortgage rates and falling home prices.  We know a lot of you want to buy a home, and … Continue reading

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Meetup! You’re Invited: How to avoid “lemon” properties

Theresa’s Soap Box – Meetup! You’re Invited You’re invited! Today we’re just updating our blog to extend everyone an invitation to a new event that we are hosting for next month. On March 10th we will be hosting a gathering … Continue reading

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CMHC Rule Changes – Refinancing Limit

Theresa’s Soap Box – CMHC Rule Changes – Refinancing Limit Today we’re going to finish up our series about the CMHC rule changes.  The last topic we are going to cover is the refiniancing limit.  You may know that the … Continue reading

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Grading Your Credit Score

Theresa’s Soap Box – Grading Your Credit Score Today we’re going to chat about credit scores and what letter grade we would assign to each range of credit scores.  This will help you gauge if you are in a good … Continue reading

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How to Pay Off Your Mortgage Quicker: Part II

Theresa’s Soap Box – How to Pay Off Your Mortgage Quicker: Part II Today we have part 2 in our series of how to pay off your mortgage faster. If you caught us last time we were chatting about how … Continue reading

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How to Pay Off Your Mortgage Quicker

Theresa’s Soap Box – How to Pay Off Your Mortgage Quicker Today I’ve got a reminder for those of you with variable rate mortgages which is don’t forget to make your prepayments! Currently interest rates on the variable mortgage are … Continue reading

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Things You Should Know About HST

Theresa’s Soap Box – Things You Should Know About HST HST has caused quite the disturbance recently.  A lot of people are really worried and very concerned about this issue.   Since HST has been around for a while now, we … Continue reading

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How Employment History Affects Your Mortgage

Theresa’s Soap Box – How Employment History Affects Your Mortgage You might be thinking I’ve got a job I can make my mortgage payments who cares beyond that? That’s not true, there are things about employment you should be looking … Continue reading

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Establishing a Good Credit History

Theresa’s Soap Box – Establishing a Good Credit History Why is it important to establish a good credit history? – Obvious answer is to get mortgages, car loans, or any types of loans – Some people may not know that … Continue reading

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Mortgages and Student Loans

Theresa’s Soap Box – Mortgages & Student Loans Let’s take a few minutes to talk about refinancing… The obvious reasons to refinance are to get a lower interest rate or consolidate your debt.  However, we want to spend a few … Continue reading

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