Category Archives: Mortgage Tips

Mortgage Penalties

SMP: Theresa’s Soap Box – Mortgage Penalties Today I am here to chat about mortgage penalties. Why I’m getting a lot more questions about mortgage penalties from clients in the past couple of months? What is the normal mortgage penalty … Continue reading

Posted in Mortgage Rules, Mortgage Tips, Mortgages Canada, Rates, Refinance | Leave a comment

Home Inspections and Appraisals

SMP: Theresa’s Soap Box: Home Inspections and Appraisals Today I’m here to chat about a question I received from a client recently: how do home inspection and appraisal relate to a mortgage? Are they required, can you skip one if … Continue reading

Posted in Mortgage Tips, Mortgages Canada | Leave a comment

RRSP Home Buyer Plan Credit

SMP: Theresa’s Soap Box: RRSP home buyer plan credit Today we are here to talk about the RRSP home buyer plan credit that you can apply for. If you are looking for a property, it’s your first time buying a … Continue reading

Posted in Mortgage Tips, Mortgages Canada | Leave a comment

What Are the Risks of Co-signing?

SMP: Theresa’s Soap Box – What are the risks of co-signing? Today I’m here to talk about what are the risks co-signing or acting as a guarantor for someone on their loan. Whether it’s a car loan, mortgage, or anything … Continue reading

Posted in Mortgage Tips, Mortgages Canada | Leave a comment

How can I figure out if I qualify for a mortgage? Part 2

SMP: Theresa’s Soap Box – How can I figure out if I qualify for a mortgage? Part 2 Today we’re going to be talking about “How can I figure out if I qualify for a mortgage?” Part II. Today’s focus … Continue reading

Posted in Mortgage Tips, Mortgages Canada | Leave a comment

How can I figure out if I qualify for a mortgage? Part 1

SMP: Theresa’s Soap Box – How can I figure out if I qualify for a mortgage? Part 1 Today we’re going to get a quick overview into “How can I figure out if I qualify for a mortgage?” A lot … Continue reading

Posted in Mortgage Tips, Mortgages Canada, Uncategorized | Leave a comment

What Affects Changes in Interest Rates

Theresa’s Soap Box – What Affects Changes in Interest Rates Today I’m here to talk about interest rates and what makes them move up or down. So you might have noticed that the fixed mortgage rates recently have been going … Continue reading

Posted in Best Rates, Mortgage Tips | Leave a comment

How to Avoid Paying Penalties

Theresa’s Soap Box – How to Avoid Paying Penalties Today I’m going to talk a little bit about mortgage planning. In particular how identifying your long and short term goals can save you money on your mortgage in the long … Continue reading

Posted in Mortgage Tips | Leave a comment

You’re Invited – Upcoming Meetup: Rent vs. Buy

Theresa’s Soap Box – Meetup: Rent vs. Buy Hi everyone, we want to take the time to invite all of you to our next Meetup which is happening on Thursday April 14, 2011 at 6:00 PM. The topic for this … Continue reading

Posted in Helpful Home Tips, Mortgage Tips | Leave a comment

Locking-in Your Mortgage Rate Might Not Save the Day

Theresa’s Soap Box – Locking-in Your Mortgage Rate Might Not Save the Day Today we’re going to quickly go over variable rate mortgages and the convertibility or “lock-in” feature that you get with most variable rate mortgages. I personally am … Continue reading

Posted in Mortgage Tips, Personal Finances, Rates | Leave a comment