Author Archives: Sutton Member Program

Grading Your Credit Score

Posted on December 21, 2010 by Sutton Member Program

Theresa’s Soap Box – Grading Your Credit Score Today we’re going to chat about credit scores and what letter grade we would assign to each range of credit scores.  This will help you gauge if you are in a good … Continue reading →

Posted in credit score, Mortgage Tips | Leave a comment

How to Pay Off Your Mortgage Quicker: Part II

Posted on December 14, 2010 by Sutton Member Program

Theresa’s Soap Box – How to Pay Off Your Mortgage Quicker: Part II Today we have part 2 in our series of how to pay off your mortgage faster. If you caught us last time we were chatting about how … Continue reading →

Posted in Mortgage Tips, Personal Finances | Leave a comment

How to Pay Off Your Mortgage Quicker

Posted on November 24, 2010 by Sutton Member Program

Theresa’s Soap Box – How to Pay Off Your Mortgage Quicker Today I’ve got a reminder for those of you with variable rate mortgages which is don’t forget to make your prepayments! Currently interest rates on the variable mortgage are … Continue reading →

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Difference Between a Notary and a Lawyer

Posted on November 12, 2010 by Sutton Member Program

Theresa’s Soap Box – Difference Between a Notary and a Lawyer Today we want to tackle a very common question that we get asked all the time. What is the difference between using a lawyer or a notary public in … Continue reading →

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Things You Should Know About HST

Posted on October 29, 2010 by Sutton Member Program

Theresa’s Soap Box – Things You Should Know About HST HST has caused quite the disturbance recently.  A lot of people are really worried and very concerned about this issue.   Since HST has been around for a while now, we … Continue reading →

Posted in HST, Mortgage Tips | 4 Comments

How Employment History Affects Your Mortgage

Posted on October 19, 2010 by Sutton Member Program

Theresa’s Soap Box – How Employment History Affects Your Mortgage You might be thinking I’ve got a job I can make my mortgage payments who cares beyond that? That’s not true, there are things about employment you should be looking … Continue reading →

Posted in Employment, Mortgage Tips | 1 Comment

Refinancing to Renovate. Is it a Good Idea?

Posted on October 1, 2010 by Sutton Member Program

Theresa’s Soap Box – Refinancing to Renovate. Is it a Good Idea? A common reason why people refinance their homes is to renovate, but is it always a good idea? We’ve found many instances where people are refinancing to upgrade … Continue reading →

Posted in Helpful Home Tips, Refinance | 1 Comment

Myth – Bargaining for Mortgage Rates

Posted on September 17, 2010 by Sutton Member Program

Theresa’s Soap Box – Myth – Bargaining for Mortgage Rates Quite often we’re asked are these rates the best rates you have? A lot of people are under the impression that they can bargain for a better mortgage rate, but … Continue reading →

Posted in Best Rates, Rates | Leave a comment

Establishing a Good Credit History

Posted on September 3, 2010 by Sutton Member Program

Theresa’s Soap Box – Establishing a Good Credit History Why is it important to establish a good credit history? – Obvious answer is to get mortgages, car loans, or any types of loans – Some people may not know that … Continue reading →

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Mortgages and Student Loans

Posted on August 24, 2010 by Sutton Member Program

Theresa’s Soap Box – Mortgages & Student Loans Let’s take a few minutes to talk about refinancing… The obvious reasons to refinance are to get a lower interest rate or consolidate your debt.  However, we want to spend a few … Continue reading →

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